tag:blogger.com,1999:blog-7099099432720184584.post7477830255629181285..comments2023-10-28T19:42:01.039+01:00Comments on Going fast, getting nowhere: Continuous Insurance EnforcementRichardhttp://www.blogger.com/profile/15743685798068014455noreply@blogger.comBlogger20125tag:blogger.com,1999:blog-7099099432720184584.post-79282069968281448242013-01-23T23:23:07.592+00:002013-01-23T23:23:07.592+00:00Ah, right. Sorry for the misunderstanding. Ah, right. Sorry for the misunderstanding. Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-2867172612340616282013-01-23T23:10:21.886+00:002013-01-23T23:10:21.886+00:00Sorry, reply was for Woodsy42 who is cashing in fr...Sorry, reply was for Woodsy42 who is cashing in free tax which he doesn't have to do. It just appeared below yours.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-48501757355799760932013-01-21T07:21:50.391+00:002013-01-21T07:21:50.391+00:00As replied above, declaring SORN isn't the poi...As replied above, declaring SORN isn't the point. What I was unaware of was the requirement to declare SORN if the vehicle was uninsured. That was new to me. Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-75328521968166590902013-01-21T07:18:40.464+00:002013-01-21T07:18:40.464+00:00I know that. What I didn't know was that you h...I know that. What I didn't know was that you had to SORN the vehicle if it wasn't insured. That was a new one on me. Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-12346601513926664872013-01-20T21:33:28.488+00:002013-01-20T21:33:28.488+00:00No where does it say, or prevent you, from making ...No where does it say, or prevent you, from making a SORN declaration for a taxed vehicle. Try it and see. I have on 3 different vehicles.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-89234622397279529002013-01-20T10:42:39.323+00:002013-01-20T10:42:39.323+00:00You can declare SORN on any vehicle, taxed, insure...You can declare SORN on any vehicle, taxed, insured or not! You don't have to cash in the tax if you sorn an uninsured vehicle. This is a money making scheme - you lose a months tax when you SORN and cash in the tax (start of month) and when you sell the vehicle a week later the new owner taxes it and pays for that month again.<br />It would be safest to sorn all vehicles every year - there seems to be no means of preventing this, and as long as it is taxed, MOT'd, and insured, use it when you want. It remains SORN'd for 12 months. I have never yet had a letter to remove SORN when a vehicle becomes road legal again! <br />Perhaps a national SORN day is required, unofficial of course!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-1271108846688876932013-01-19T01:05:26.491+00:002013-01-19T01:05:26.491+00:00If it is on YOUR property, YOU are the keeper. Lik...If it is on YOUR property, YOU are the keeper. Like it or not. This would also go for your great granny, with the spare garage, that lets you park it there.<br /><br />SHE is then the "registered keeper".<br /><br />Question arises. IS it a motorcycle, if it is in a whole load of cardboard boxes in the attic???Furor Teutonicushttps://www.blogger.com/profile/13856575077967523322noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-83733606742366068022013-01-17T15:51:33.109+00:002013-01-17T15:51:33.109+00:00Hahahaha. He was a character, that WvdC, no? Hap...Hahahaha. He was a character, that WvdC, no? Happy days :)Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-67522550323216111762013-01-17T15:43:30.694+00:002013-01-17T15:43:30.694+00:00I seem to remember (through alcohol induced mistin...I seem to remember (through alcohol induced mistiness) a game played in student days that involved sending off post paid insurance forms to see how high we could get the premium quote. I think a beach buggy with a souped up engine driven by an 18 year old with convictions for driving under the influence and speeding won - at a rate not much more than I pay for my car now. Not nearly so much fun with comparethemongoose.com.Derfnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-70303520201545459402013-01-17T11:55:15.603+00:002013-01-17T11:55:15.603+00:00Just tell them Richard The Biker owns the bike, by...Just tell them Richard The Biker owns the bike, by letter not using the V5C and Richard The Biker is not the registered keeper. Don't put any signature on it and send it in.<br /><br />Billnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-65666291236257627552013-01-16T22:31:58.986+00:002013-01-16T22:31:58.986+00:00That seems a bit more reasonable. I ws planning o...That seems a bit more reasonable. I ws planning on leaving the bike uninsured, and taking a small risk on its being stolen. The thief would have to be desperate, though :)<br /><br />My insurance for the XTR is 99GBP (about 160USD), which I think is good. It's fully comprehensive (all losses covered), but I am a 'good' age for insurance, have a clean driving licence, no claims history for 30+ years and I live in a rural postal area. All in all, I get insurance about as cheaply as anyone. For a young person, in the city, with no history, you can x that by 10 at least.Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-11881730136482360902013-01-16T16:44:19.482+00:002013-01-16T16:44:19.482+00:00Sounds like they are pretty strict across the pond...Sounds like they are pretty strict across the pond. <br /><br />Here in Oregon we can take insurance off our bikes or vehicles when not in use but if they are stolen or vandalized you are usually out of luck, unless you have a really great insurance company who will cover them under your homeowners policy if stolen from your garage.<br /><br />I am scared to think how much your insurance costs are too.Trobairitzhttps://www.blogger.com/profile/03453398807198746434noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-33493237816044682202013-01-16T01:01:25.045+00:002013-01-16T01:01:25.045+00:00I might not have been paying attention, but someon...I might not have been paying attention, but someone high up hasn't thought this thing through, either. ISTR that the tax-exempt thing was going to be a rolling 25 years as well - until they realised it would cost them money. And I don't think the Greens like old cars being in use either - much more eco to scrap them and build new, more economical ones using new materials, ha ha.Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-82354760399013486062013-01-16T00:57:50.769+00:002013-01-16T00:57:50.769+00:00I'm sure it's probably a result of lobbyin...I'm sure it's probably a result of lobbying by the insurance industry, that's for sure. It's not costing me anything, though. Just the reverse. I had a few months' tax to run on the bike, and I wasn't going to bother getting a refund. But if you SORN online, they practically post the form down your letterbox, so I will. It'll be under £20, but rather in my pocket than theirs.Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-58637969533389048982013-01-16T00:55:40.036+00:002013-01-16T00:55:40.036+00:00I'm all in favour of messing up their system, ...I'm all in favour of messing up their system, but it's going to make it damn hard to re-tax it when I get it back on the road if I tell them that I have sold, scrapped or exported it :)Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-40261456753089238012013-01-16T00:54:14.418+00:002013-01-16T00:54:14.418+00:00Ah, OK. I have taxed three vehicles since then an...Ah, OK. I have taxed three vehicles since then and must have missed the pamphlet in each case. Should pay more attention.Richardhttps://www.blogger.com/profile/15743685798068014455noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-37537253843509351972013-01-15T21:51:46.637+00:002013-01-15T21:51:46.637+00:00You haven't been paying attention. It's be...You haven't been paying attention. It's been around for a year or so - and a bloody nuisance it is too when you play with classic cars. <br />Free road tax that has to be sent back for a refund if you want to leave it off the road and uninsured because you can't sorn if it's taxed.Woodsy42https://www.blogger.com/profile/12355671210161625647noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-48009944347843933312013-01-15T20:53:58.566+00:002013-01-15T20:53:58.566+00:00Yep, yet another method to confuse everyone and fo...Yep, yet another method to confuse everyone and for the government to collect money in fines. Or more likely, because I don't believe in conspiracies, the government implementing something that looks like a nice idea without actually thinking it through.<br /><br />Just like the photocard licences lasting only ten years and needing renewal which millions don't know about or forgotten.SadButMadLadhttps://www.blogger.com/profile/17836368722377421009noreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-59055569774259172212013-01-15T19:22:10.897+00:002013-01-15T19:22:10.897+00:00Then don't be the 'registered keeper'....Then don't be the 'registered keeper'. Decline to be the registered keeper but admit that you are the owner. <br />Where the DVLA get very sneaky is making us plebs think that registered keeper (a name) and owner (can be a name, a company, a charity a trust, a human being) are the same thing and they are not<br />I've had an extensive letter exchange with the DVLA and frankly they couldn't care less who or what the legal owner is. All they want is one confused human to divvy up a name they can charge.Billnoreply@blogger.comtag:blogger.com,1999:blog-7099099432720184584.post-61004266226949576802013-01-15T18:15:07.409+00:002013-01-15T18:15:07.409+00:00I think the rules just changed last year, or maybe...I think the rules just changed last year, or maybe very late in the previous year. I know when my car tax came through (I apply online) it had a pamphlet in it about the new SORN requirements, and that would have been in April.JuliaMhttps://www.blogger.com/profile/07844126589712842477noreply@blogger.com